As of 1/1/25 we are now known as Valley Communities Credit Union

Nekoosa Credit Union
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Nekoosa Credit Union
  • Home
  • Loans
  • Products & Services
  • Virtual Branch
  • Resources
  • About Us

Accounts

Share - Savings

Each requires a $25.00 minimum balance to earn dividends, except the Buddy Club Savings.

01- Share (savings) Account (Required for membership)

  • Requires a minimum balance of $5.00 to open
  • No monthly / annual fees
  • 7 Free withdrawals per month / additional withdrawals cost $1.00
  • Dividends are compounded quarterly

02 & 03 - Special Share (savings) Accounts

  • No minimum balance
  • No monthly / annual fees
  • 7 Free withdrawals per month / additional withdrawals cost $1.00
  • Dividends are compounded quarterly

05 - Special Share (savings) Account (This is a No Dividend account)

  • Requires a minimum balance of $5.00

09 - Buddy Club

Share Draft - Checking

A share (savings) account with a balance of $40.00 is required to open a share draft account.​

All that we request is that you are 17 years old and make a minimum deposit of $25.00 for your first check order.

Services offered with our share draft account:                                   

  • Debit Cards (Must be 18 years of age and have a minimum 90 days satisfactory activity in the checking to qualify)                            
  • Overdraft Protection* (Overdraft transfers occur from your Share (savings) account in $50.00 increments or the full balance to cover the draft)                                  
  • Copies of a draft or ACH item are available*                          
  • Stop Payments* (A signature is required for permanent stop payments, non-signature requests are only valid for 14 calendar days; permanent stop payments are good for the life of the check (6 months) unless request it be taken off earlier.)                         
  • 40 free draft clearings per month additional clearings may be charged a fee*

Christmas Club

  • Designed to help you put money aside for those long Christmas lists.
  • No minimum balance
  • No annual / monthly fees
  • Dividends will be credited to your account at the end of the club term (annually)
  • Balance will automatically disburse into your 01 - Share Account for your use

Escrow Savings

  • This savings is designed to help you prepare for property tax season.
  • No minimum balance
  • No annual / monthly fees
  • Dividends are compounded quarterly
  • It's your money to use when you want for anything  you want, no special requirements

Individual Retirement Account - IRA

  • Traditional IRA's only
  • No minimum balance
  • No transaction limitations
  • A service fee of $25.00 will be charged if your account is closed within one (1) year of opening
  • Dividends compounded quarterly

Certificate of Deposit

Term               Minimum Balance

6 Months         $   2,500.00
6 Months         $ 50,000.00
12 Months       $   2,500.00
18 Months       $   1,000.00
12 Months       $      500.00 (Jr. Saver)

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